4302 colony west Dr, Richmond, TX 77406 – HAR.com City-Data Forum >. Central Florida. 143 posts, read 87,814 times Reputation: 191. Every time I see homes with so much "decor" all I can think of is how dusty and dirty it must be underneath it all. It would take hours upon hours to keep it.
The rate is going to be a little bit higher due to the low credit score. But that is the only way to use both incomes to qualify for the mortgage. If you’d like to try qualifying on just your husbands income then you’d probably get a better rate and you might be able to do a conventional loan. The PMI would be less than on FHA.
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I am a new realtor. I represented my son as a buyer to a new home build. He was supposed to close today and he lost his job two days ago. We immediately contacted the lender and of course they would not loan the money. We contacted the seller to ask for mutual release of the earnest money but they did not say much.