When you fall behind in your mortgage payments on your Miami home, it can feel like you’re drowning in debt. Even if you’re able to make your monthly payment, catching up on a past due balance can be an overwhelming challenge.
The US Government’s Home Affordable Refinance Program (HARP) is a program designed to help Florida homeowners refinance their Florida home in situations where home value has declined and, as a result, other FL home loan refinancing programs are not an option.
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Resources are available that can help prevent or stop foreclosures as well as assist homeowners with paying their current and back mortgage payments. The programs vary in what they can offer. In some cases direct financial assistance may be provided to help you pay your mortgage for a short period of time.
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If existing owners are behind on those payments or many units remain unsold, monthly fees are likely to rise to help cover costs. president of First Florida Financial Group, a Fort Myers,
*DISCLAIMER * Homeowners Protection Alliance educates the general public and refers your contact information, at no cost to you, to foreclosure prevention law firms to evaluate qualifications for a mortgage payment reduction. HPA is not a non-profit organization and not affiliated or approved with any government program.
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