I would appreciate some clarification on how you determine the difference between a condo and a PUD for Fannie Mae purposes. I have attached the Fannie Mae definitions from the 2007 Sellers Guide for both condos and PUDs and the definitions of both from GMAC’s underwriting manual.
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PUD vs. Condo, what"s the difference?. Mortgage Masters Group NMLS Branch ID#: 373290 Phone 772-340-4003 Email firstname.lastname@example.org 481 SW Port St. Lucie Blvd. Ste. A Port St. Lucie FL 34953 View my complete profile.
To most home shoppers, a planned unit development (pud) may look like a single-family home. But the legal structure for a PUD is more similar to that of a condo and can impact the mortgage process.
Condo & PUD Matrix Reference Sheet Classification & Type. IApprove Lending Limited Review Condo Questionnaire Master Insurance Policy for the Project. ship of all units evidenced by as single deed of trust or mortgage. New condo projects with units of less than 400 square feet.
Condo insurance policies typically cover what the condo association’s master policy doesn’t cover. A condo association master policy can be of two types: An "all-in" condo master policy: Also known as a "single-unit" master policy, this type of policy covers the fixtures in your condo such as the appliances, wiring, plumbing, and.
Understanding differences among condos, co-ops, PUDs. and a planned-unit development (PUD)?. Because there is usually a master mortgage on the co-op structure, when a co-op project is new it.
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SINGLE FAMILY RESIDENCE (SFR) An ownership interest intended for the use and occupancy of a single family. Single Family Residences are FEE SIMPLE ESTATE . The greatest interest that one can have in real property. An estate that is unqualified, of indefinite duration, freely transferable and inheritable. PLANNED UNIT DEVELOPMENT (PUD)
The terms Condominium or PUD will say a great deal about the owner-ship rights the buyer will receive in the unit and the interest they will acquire in the common properties or common areas of the development. The basic differences are as follows: The owner(s) of a unit within a typical Condominium project owns 100% of the unit, as
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